Products & Services

Financial Solutions For Every Member

From affordable loans to smart savings and mobile banking — Rwakyakibunya SACCO has a product designed around your needs and your life.

Development Loan
Loan

Development Loan

Fuel your personal or business ambitions with our flagship development loan. Competitive rates and flexible repayment terms designed around your plans.

Up to UGX 220M individuals · UGX 300M companies
School Fees Loan
Loan

School Fees Loan

Never let school fees stand between your child and their education. Access quick, affordable credit at the start of every term to keep your children in school.

Fast processing · Term-aligned repayment
Boda Boda Loan
Loan

Boda Boda Loan

Designed specifically for motorcycle transport operators. Get the capital you need to acquire or upgrade your boda boda and grow your daily income.

Quick approval · Flexible repayment
Agriculture Loan
Loan

Agriculture Loan

Timely credit for seeds, fertiliser, equipment, and land. Repayment schedules aligned to your harvest cycle so you never miss a payment.

Tailored to your farming calendar
Product image here
Loan

Salary Loan

For employed members in your community. Simply bring a recommendation letter from your employer and access credit with no collateral required.

From 13% per annum · No collateral
Product image here
Loan

Ekyapa Mungaro

Our community loan product that rewards financial discipline. Built around member savings and share strength to give committed members better access to credit.

For committed SACCO members
Product image here
Loan

Group Loan

Savings groups and community associations can access group loan facilities. Together each one achieves more and qualifies for larger loan packages.

Up to UGX 300M for companies & groups
Product image here
Savings

Regular Savings

Grow your wealth steadily with monthly interest credited directly to your savings balance. Unlike most banks, we pay you interest on your savings every month.

Monthly interest paid on your balance
Product image here
Savings

Fixed Deposit

Lock your funds away for a fixed period and earn higher interest returns. A great way to grow idle money while keeping it secure and working for you.

Higher returns · Secure fixed-term saving
Product image here
Shares

Share Capital

Own a stake in Rwakyakibunya SACCO and earn dividends every year. Members with 50 or more shares receive an official share certificate on request.

UGX 10,038 dividend per share · 2025
Product image here
Insurance

Bereavement Cover

Cover up to 10 family members for just UGX 12,000 per person per year. Upon the passing of a covered member, the family receives UGX 3 million in support.

UGX 12,000/year · UGX 3M payout
Products & Services

Financial Solutions For Every Member

From affordable loans to smart savings and mobile banking — Rwakyakibunya SACCO has a product designed around your needs and your life.

Development Loan
Loan

Development Loan

Fuel your personal or business ambitions with our flagship development loan. Competitive rates and flexible repayment terms designed around your plans.

Up to UGX 220M individuals · UGX 300M companies
School Fees Loan
Loan

School Fees Loan

Never let school fees stand between your child and their education. Access quick, affordable credit at the start of every term to keep your children in school.

Fast processing · Term-aligned repayment
Boda Boda Loan
Loan

Boda Boda Loan

Designed specifically for motorcycle transport operators. Get the capital you need to acquire or upgrade your boda boda and grow your daily income.

Quick approval · Flexible repayment
Agriculture Loan
Loan

Agriculture Loan

Timely credit for seeds, fertiliser, equipment, and land. Repayment schedules aligned to your harvest cycle so you never miss a payment.

Tailored to your farming calendar
Product image here
Loan

Salary Loan

For employed members in your community. Simply bring a recommendation letter from your employer and access credit with no collateral required.

From 13% per annum · No collateral
Product image here
Loan

Ekyapa Mungaro

Our community loan product that rewards financial discipline. Built around member savings and share strength to give committed members better access to credit.

For committed SACCO members
Product image here
Loan

Group Loan

Savings groups and community associations can access group loan facilities. Together each one achieves more and qualifies for larger loan packages.

Up to UGX 300M for companies & groups
Product image here
Savings

Regular Savings

Grow your wealth steadily with monthly interest credited directly to your savings balance. Unlike most banks, we pay you interest on your savings every month.

Monthly interest paid on your balance
Product image here
Savings

Fixed Deposit

Lock your funds away for a fixed period and earn higher interest returns. A great way to grow idle money while keeping it secure and working for you.

Higher returns · Secure fixed-term saving
Product image here
Shares

Share Capital

Own a stake in Rwakyakibunya SACCO and earn dividends every year. Members with 50 or more shares receive an official share certificate on request.

UGX 10,038 dividend per share · 2025
Product image here
Insurance

Bereavement Cover

Cover up to 10 family members for just UGX 12,000 per person per year. Upon the passing of a covered member, the family receives UGX 3 million in support.

UGX 12,000/year · UGX 3M payout
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