Welcome to Reobiz. It was founded in 1966, and Reobiz Business has grown into one of the leading institutions of higher education.
From boda boda loans to agriculture credit, RWAKYAKIBUNYA SACCO gives you the financial tools to grow your income, secure your family, and build lasting wealth.
In 2025 alone we doubled our assets, tripled our share capital, and welcomed nearly 5,000 members. When you save with us, you share in that growth through dividends every year.
With branches in Kibiito, Rwimi, Kahunge, Fort Portal City, and Kyenjojo, plus our MSACCO mobile service, financial empowerment is always within your reach.
Founded on biblical principles of integrity in the year 2000, RWAKYAKIBUNYA SACCO has grown from a parish initiative into Western Uganda's most trusted community financial institution.
We offer the most competitive loan rates in the region. Our loans attract just 2% per month on a reducing balance, meaning you pay less interest every month as you repay. More of your money stays with you.
Every share you own earns you a dividend. In 2025 we declared UGX 10,038 per share — with UGX 8,000 paid out in cash. The more shares you hold, the more you earn every year.
RWAKYAKIBUNYA SACCO is fully licensed by UMRA, giving you the peace of mind that your money is safe and professionally managed.
Access your account, make transactions, and manage your savings right from your phone using MSACCO. Banking is available even on public holidays.
We are not a distant SACCO. We are your neighbours. RWAKYAKIBUNYA was built by the community, for the community — from Kibiito Church of Uganda to the World.
Members are covered under our bereavement fund. Upon the passing of a member, the family receives up to UGX 3 million in support.
Whether you are a business owner, a farmer, a boda boda rider, or a salaried worker — we have a loan product designed for you.
Fuel your business ambitions with our most popular loan. Competitive rates and flexible repayment terms to match your plans.
Learn MoreFor salaried community members. Bring your employer recommendation and access credit with no collateral required.
Learn MoreCapital to acquire or upgrade your motorcycle and grow your transport income on your own terms.
Learn MoreTimely credit for seeds, inputs, and equipment with repayment schedules aligned to your harvest cycle.
Learn MoreReal people, real growth. Here is what membership in RWAKYAKIBUNYA SACCO has meant for families across our communities.
I took a boda boda loan two years ago and today I own three motorcycles. RWAKYAKIBUNYA believed in me when no bank would. The interest rate is fair and the staff treat you with respect.
Every December I receive my dividend and it has grown every year. Last year it helped me pay school fees for all my children. Saving with this SACCO is the best financial decision I ever made.
As a farmer in Kyenjojo, the agriculture loan came right when I needed to prepare my land. The repayment was flexible and matched my harvest. I have now taken my second loan already.
We work alongside leading financial and development organisations to bring you better services and stronger support.
Stay up to date with what is happening at your SACCO — from AGM results to new products and community events.
In one of the most significant milestones in the SACCO's 25-year history, Rwakyakibunya SACCO acquired...
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Rwakyakibunya SACCO held its 25th Annual General Meeting on March 24, 2026 at the Kibiito...
Read MoreIn December 2025, Rwakyakibunya SACCO rewarded its most loyal savers and shareholders with a special...
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