Grow Your Wealth, Own a Stake in Your SACCO
When you invest with RWAKYAKIBUNYA SACCO, your money does more than sit safely. It earns a return every year and gives you a real share in an institution built by your own community.
Become an Owner, Not Just a Member
Buying shares makes you a part-owner of Rwakyakibunya SACCO. Each year you earn dividends on your shares, and the more you invest, the more you strengthen both your own returns and the SACCO that serves your community.
Your own share certificate
Hold 50 shares or more (UGX 1,000,000 and above) and you are entitled to an official share certificate on demand, your proof of ownership and a way to protect your stake.
Your shares do double duty
You can borrow against your shares without cashing them out. Borrow up to 25% of your share value, while the shares stay invested and keep earning your yearly dividend.
Say you hold shares worth UGX 400,000. You can borrow up to 25% of that value, UGX 100,000, while your shares stay exactly where they are, still invested and still earning your yearly dividend. You unlock credit without cashing out your investment or pausing its growth.
Lock It In, Watch It Earn
A Fixed Deposit lets you set aside a lump sum for a fixed period and earn interest on it, paid when the deposit matures. It is a simple, secure way to put money you do not need right away to work for you.
Set a term that suits you
Choose a fixed period to keep your deposit locked. Your money stays secure for the full term while it earns its return.
Interest paid on maturity
At the end of your chosen term, you receive your deposit together with the interest it has earned, a predictable return on money you set aside.
Safe and SACCO-backed
Your Fixed Deposit is held with a fully licensed and regulated SACCO, giving you peace of mind that your investment is secure.
Ready to Start Investing?
Visit any of our branches to buy shares or open a Fixed Deposit. Our team will walk you through every step.
Talk to Us Today